Business Overhead Expense

 

  • Disability policy that covers many of the operational expenses of a small business when the owner becomes disabled.  Salaries, accounting fees, supplies and rent are a few of the items that can be covered.

Individual Disability Insurance

  • The salary of a business owner is not covered under a Business Overhead Policy.  It is vital the individual income of owners is protected like any other employee.  The premiums are not tax deductible but the benefits are tax-free!

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